We offer two primary investment vehicles: Debt Instruments and Equity Partnerships.

Vehicle #1: Debt Instruments (Notes)

For debt investments, you lend the money for us to purchase properties. These properties could be single family homes or mobile home parks. In addition we offer debt investment for our purchase and financing of mobile homes.

For example, when you lend the money for the purchase of a single-family home or mobile home park you receive a note and a deed of trust providing you security in the property. A typical transaction would returns 6% interest paid quarterly with all principal due in 5 years with the option to roll the investment over for another 5 years.

Since mobile homes are not attached to land, no deed of trust security instrument can be provided with the Note, in such case we reward you with greater return on your investment. We offer a very attractive 10% interest paid quarterly. The principal can either be amortized to be paid back over a 5-year period or reinvested to keep it working.

• Features
• Secured, guaranteed cash flow and returns.
• Properties have significant equity above debt.
• Properties have will demonstrate more than sufficient cash flow to cover debt payments.
• Disadvantages
• Lower returns than with equity investments
• Advantages
• Guaranteed return on investment through regular interest payments
• Secured by real estate (except in the case of mobile homes which are not attached to land)
• All properties show debt coverage and equity

Vehicle #2: Equity Partnerships

With your equity investment you get part ownership in a partnership holding properties. This type of investment typically provides higher overall returns and greater upside potential with the appreciation of the underlying asset.

For example, you invest 20% of the purchase price of a mobile home park. The projected return may be 8% on your cash investment. In addition, a future sale (or buyout) in five to ten years could increase your annualized return to 13% over that period. (These returns, although intended to be conservative, are only for illustrative purposes. Actual returns vary with each investment, and are subject to conditions beyond our control.)

• Features
• Equity ownership
• Ability to cash in on future sale of property
• Disadvantages
• Returns are not guaranteed as with notes
• Some investments may require personal guarantees to repay underlying debt. (Any personal guarantees will be compensated with greater returns.)
• Advantages
• Tax advantaged income through depreciation of assets
• Upside potential in the value of the appreciating assets